Tag Archives: Blog

Can I Get a Mortgage Loan with Some Bad Credit History ?

I have held the same Job for 25 years, but I have some negative payment history. Can I still purchase a home in the South Bay.

Employment status or employment history has nothing to do with your credit score, but some lenders may review it to determine if you are stable enough to repay a loan.
Your income has nothing to do with credit scores. Your savings has nothing to do with your FICO’s credit scoring equation. However, some lenders may consider these factors to determine the likelihood that you will default on a loan.
I cannot get a loan due to poor credit. This is not true. There are many lenders who give loans for bad credit but charge high interest rates.
Bad Credit never goes away. With sound debt-management practices, the negative marks will eventually vanish. Late payments, bankruptcies, foreclosures and collections typically remain on your credit report for seven years. (The exceptions are Chapter 7 bankruptcies and tax liens, which remain for 10 years and indefinitely, respectively.)
All Credit scores are created equal. Each of the three major credit bureaus produces a FICO score based on the information it has about your credit history. Continue reading

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Check Your Credit Report BEFORE Buying Your Next Home!

If your credit report is not good, you will not be able to get a loan or your interest rate and fees will be high. Continue reading

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Southern California Drought … How to Save Water in Your Garden

Right here in the South Bay,  is California’s State Historic Landmark No 152 …  it’s the Dominguez Rancho Adobe Museum in the Rancho Dominguez area of Carson. National Register of Historic Places The mission of the Friends of Rancho San … Continue reading

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Let’s Bring Hollywood Back to the Beach

San Pedro along with other South Bay cites is making a new effort to entice “Hollywood” to bring their film making back to the South Bay. We have a long history of films being shot in our community because of the diverseness of the area, but less and less are now being filmed here.

San Pedro has always been great for the harbor shots. With its old buildings and warehouses that can look like the east coast and now with the Battleship Iowa docked, the possibilities are endless.

Our beaches can take on a look of Miami Beach, for instance, just study the scenes in Miami CSI. This series was shot here in Manhattan and Redondo Beaches. We have historic Elem entry and High schools such as Fern Elementary and Torrance High School which are both circa 1920s and are national historic building. These schools have been used on numerous occasions. Or how about using the beautiful old Library building at Veterans Park in Redondo Beach?

So we have the venues needed now we need to put our heads together and come up with create ways to lure ”Hollywood” back. Certainly we need to petition Sacramento to give more monetary incentives to the filmmakers. What the general public does not understand is that a city, private business or even private individuals get paid when their property is used. In fact many a church have fattened thir coffers in this manner.

Something is very wrong when it is more cost effective to film across the country, moving crews, equipments and personnel than filming right here in Hollywood’s back yard.

San Pedro along with other South Bay cites is making a new effort to entice “Hollywood” to bring their film making back to the South Bay. We have a long history of films being shot in our community because of the diverseness of the area, but less and less are now being filmed here.

San Pedro has always been great for the harbor shots. With its old buildings and warehouses that can look like the east coast and now with the Battleship Iowa docked, the possibilities are endless.

Our beaches can take on a look of Miami Beach, for instance, just study the scenes in Miami CSI. This series was shot here in Manhattan and Redondo Beaches. We have historic Elem entry and High schools such as Fern Elementary and Torrance High School which are both circa 1920s and are national historic building. These schools have been used on numerous occasions. Or how about using the beautiful old Library building at Veterans Park in Redondo Beach?

So we have the venues needed now we need to put our heads together and come up with create ways to lure ”Hollywood” back. Certainly we need to petition Sacramento to give more monetary incentives to the filmmakers. What the general public does not understand is that a city, private business or even private individuals get paid when their property is used. In fact many a church have fattened theri coffers in this manner.

Something is very wrong when it is more cost effective to film across the country, moving crews, equipments and personnel than filming right here in Hollywood’s back yard.

Continue reading

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South Bay Halloween Events- Plan Good Family Fun Now

Here are some of the events happening in the South Bay from Oct. 25 through Oct. 31:

• The Dominguez Rancho Adobe Museum will get into the season with a fun-filled day for the whole family.

Pumpkin decorating contest, open to all ages and judged by Friends of Rancho San Pedro. Pumpkins will be judged based on age group, and prizes will be awarded for most color and most creative design. Tools will be provided for the contest.
Costume parade
Scary stories
Light refreshments.

Admission is free, but donations will be accepted. The event runs from 1 p.m.-3 p.m. Oct. 26 at 18127 S. Alameda St. in Rancho Dominguez.

The city of El Segundo Recreation and Parks Departmentwill host its annual Halloween Frolic from 4 p.m. to 7 p.m. Oct. 31 on the 300 and 400 blocks of Main Street in downtown El Segundo.

Costume contest for all ages, sponsored by the El Segundo Kiwanis Club at City Hall Plaza,
Carved pumpkin contest, sponsored by the El Segundo Women’s Club.
Seven inflatable bounce houses
Obstacle course
Carnival-style games for younger participants
Five food vendors.

Admission is free. Wristbands and tickets for games and bounce houses are $8 for unlimited use or $2 per ticket. Call 310-524-2700.

• The Rosecrans Recreation Center will hold its Halloween event, suitable for ages 3-11, from 4 p.m.-7 p.m. Oct. 31 at 840 W. 149th St., Gardena. Call 310-327-3653 for more information.

Carnival games,
Moon bounce and a
Costume contest.

• The Hawthorne Community Affairs Bureau will hold a Halloween Safety Event from 11 a.m. to 2 p.m. Oct. 26 at the Hawthorne Police Department, 4455 W. 126th St. Highlights include

Officer Scottie and Friends
A Skechers giveaway
Goodie bags,
Costume inspection/contest
Gaby the talking police car. Continue reading

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Space Shuttle Endeavor – Making LA it’s new Home!

Do you remember .. for those who are old enough, the black and white TV of John Glenn in the small space capsule? He was the First American to orbit the Earth, aboard Friendship 7 on February 20, 1962, on the Mercury-Atlas … Continue reading

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