Basically most condo and townhome developments will have a home owners association, or HOA, as well as some other planned single family home developments. HOAs are established to ensure that the CC&Rs are enforced and given to all of the homeowners so to maintain the quality and value of the property involved. The membership of the HOA is made up of all the homeowners who all are charged a mandatory fee. HOAs have the authority to enact and enforce certain types of rules regarding maintenance and design standards, including those established by city or county ordinances when the development was originally planned and constructed.
The CC&Rs are the Covenant, Conditions and Restrictions that apply to the development and to each of the property owners who have purchased property in the particular development.
When considering buying a property in any community or project that a potential buyer look into the CC&Rs and HOA operations along with their South Bay Realtor to get an idea of what costs are involved over and above the initial cost of buying the real estate property you are interested in.